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Housing Programs


Housing Development Photo
The housing division strives to meet the needs of our very low-, low-, and moderate-income residents with a variety of assistance programs. The division also works closely with various nonprofit affordable housing developer/operators to construct and rehabilitate affordable for sale and rental units in the City of Palmdale. To date, more than 300 units have been rehabilitated in the downtown area, and more than 750 affordable for sale and rental units (most reserved for senior citizens) are in construction or development at Courson Connection (along with a new senior center and park), the new Palmdale Regional Medical Center, Transit Village near the Palmdale Transportation Center, and at Avenue R and 27th Street East. Other programs offered by the housing division include:


Homebuyer Assistance

The City offers several different assistance programs for Palmdale homebuyers:

The Mortgage Assistance Program (MAP) offers down payment assistance for first time home buyers through a deferred payment second mortgage. This is available to qualified first-time homebuyers in the City of Palmdale. A version of this program is currently being offered for the city's In-Fill Housing Program and offers up to $125,000 in down-payment assistance on site specific homes. The program is currently being revised and will be available for the future Transit Village Housing Development Project.

The Mortgage Assistance Program for Special Trades offers down payment assistance of up to $25,000 through a deferred payment second mortgage. This program is available to fully credentialed public school teachers, firefighters, licensed registered nurses and law enforcement officers. Additional restrictions may apply.

The Mortgage Credit Certification (MCC) program provides a federal income tax credit that assists buyers in qualifying for a mortgage.

The Access and FirstHouse Program are second loan down payment assistance programs offered by the Independent Cities Lease Finance Authority and administered by National Homebuyers Fund. For additional information visit the National Homebuyers Fund Web site at www.nhfloan.org or call National Homebuyers Fund at 916/444-2615.

For more information on any of the homebuyer assistance programs, please contact Mike Miller or Sophia Reyes in the Housing Division at 661/267-5126.

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Mobile Home Parks

n April 2003, the City of Palmdale Housing Authority took ownership of three mobile home parks: Boulders at the Lake, Boulders at the Ranch I and Boulders at the Ranch II. The Housing Authority continues to operate the parks and provides this supply of affordable housing for the benefit of low- and moderate-income households.


Mobile Home Rehabilitation Programs

The housing division offers programs for mobile home rehabilitation. Each program is outlined below:

The Mobile Home Rehabilitation Program is designed to help low-income mobile home owners to correct unsafe or unhealthy conditions in their home. The maximum loan amount is $10,000 and does not have to be repaid under certain conditions.

The Emergency Grant Program for Mobile Homes is designed to assist very low- income, owner-occupied households with emergency rehabilitation funds up to $6,000.


For more information on the mobile home parks, please contact Terri-Lei Wheeler at 661/267-5126.

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Residential Housing Rehabilitation Programs

The housing division offers four programs for residential rehabilitation: the Single Family Residential Rehabilitation Program, Rental Rehabilitation Program, Emergency Grant Program and Focus Neighborhood Program. Each program is outlined below:

The Single Family Residential Rehabilitation Program is designed for three specific categories of low-income, owner-occupied households. The program provides up to: (1) $35,000 for seniors and/or disabled; (2) $15,000 for homeowners who purchased a HUD home in need of repairs; and (3) $25,000 for homeowners to correct unsafe or unhealthy conditions in their homes. Loans do not have to be repaid under certain conditions.

The Rental Rehabilitation Program assists owners of rental properties in targeted areas to rehabilitate their buildings that have fallen into disrepair. Long-term affordability covenants ensure that rehabilitated properties are maintained.

The Emergency Grant Program is designed to assist very low-income, owner-occupied households with emergency rehabilitation funds up to $6,000. Items are seasonal and must be emergency repair specific.

The Neighborhood Improvement Program selects targeted areas to assist low- to moderate-income families to rehabilitate their homes. Qualified residents living in a focus neighborhood can receive grants for exterior paint, landscape improvements, tool loan vouchers and trash dumpster service. Currently the city has dedicated two new Focus Neighborhoods: Focus Neighborhood #4 is bounded by Sierra Highway, 15th Street East, East Avenue R-4 and Palmdale Boulevard; and Focus Neighborhood #5 is bounded by 30th Street East ,40th Street East;, Palmdale Boulevard and East Avenue Q.

For more information on the Residential Housing Rehabilitation Program, please contact Mike Miller at 661/267-5126.

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