Business Resources

On March 19, the Los Angeles County Department of Public Health issued a “Safer at Home” emergency order, calling on residents of the County of Los Angeles, which includes the City of Palmdale,  to stay in their residences and limit all activities outside of their homes beyond what is absolutely necessary for essential tasks.

The City of Palmdale is working with Antelope Valley elected officials and business organizations throughout the region to support our business community. Our discussions led to the creation of the Resilience Toolkit for AV Businessesa document which contains a wealth of resources currently available to local businesses and employees affected by the COVID-19 (coronavirus) pandemic. The City of Palmdale will continue to work together with the region to support our residents during this crisis and beyond. #PalmdaleCares.

For the most updated information, please review the following links and resources are available to provide information and assistance to those affected by the coronavirus pandemic.

Important Links (Links importantes)

California Department of Public Health & Wellness

Coronavirus.gov 

Los Angeles County Department of Public Health

U.S. Centers for Disease Control and Prevention (CDC) 

World Health Organization (WHO)

  1. English
  2. Español

Business Resources & Information

We understand that the threat of coronavirus (COVID-19) may be impacting several employers and employees in Palmdale. We encourage businesses to stay informed and prepare, as it is not clear how long this period of uncertainty will last. To that end, we’ve assembled some resources that may be available to you and your employees during this difficult time.

SBA Coronavirus (COVID-19) Disaster Relief Lending

The U.S. Small Business Administration (SBA) is now offering low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of COVID-19. An Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available to small businesses and private, non-profit organizations in designated areas of a state or territory to help alleviate economic injury caused by the coronavirus. SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

To better understand the loan process, please check out the guide below.

Three Step Process SBA Disaster Loans

The Economic Injury Disaster Loan Emergency Advance is one of the programs currently being offered under the Disaster Relief funding programs. This loan advance will provide up to $10,000 of economic relief to businesses that are currently experience temporary difficulties. Funds will be made available following a successful application. This loan advance will not have to be repaid. For additional information regarding the Economic Injury Disaster Loan, please visit https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources

The Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on an Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.

For additional information regarding the Express Bridge Loan Pilot Program, please visit  https://www.sba.gov/document/support--express-bridge-loan-pilot-program-guide

As part of the SBA Debt Relief program, the SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months. The SBA will also automatically pay the principal, interest, and fees of new 7(a), 504, and microloans issued prior to September 27, 2020. If you have questions about your current loan and whether your loan is automatically deferred, please contact your Loan Servicing Office directly using the following information:

Birmingham Disaster Loan Servicing Center:
Phone: 800-736-6048
BirminghamDLSC@sba.gov

El Paso Disaster Loan Servicing Center:
Phone: 800-487-6019
Email: ElPasoDLSC@sba.gov

The application link is now open for any California business wishing to apply for a disaster loan related to the economic damage from the COVID-19 health crisis. Link: https://disasterloan.sba.gov/ela

For more information regarding any SBA related program, please contact the SBA disaster assistance customer service center at 800/659-2955 or e-mail disastercustomerservice@sba.gov.

Paycheck Protection Program (PPP)

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.

You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program.

Click here for additional information regarding the Paycheck Protection Program.

Local Initiatives Support Corporation (LISC) COVID-19 Recovery Fund

Local Initiative Support Corporation (LISC) will provide grants of up to $10,000 to businesses facing immediate financial pressure because of COVID-19, especially entrepreneurs of color, women-owned businesses and other enterprise that don’t have access to flexible, affordable capital in historically underserved communities.

Deadline for first round of grants is Saturday, April 4 at 11:59 PM ET. Additional funding opportunities may become available. Click here for additional information or to apply for a grant. 

Jewish Free Loan Association – Coronavirus Microloan

Jewish Free Loan offers no-fee and interest-free loans up to $10,000 to cover small business losses, lost wages because you can’t go to work, child care costs when schools are closed, funds lost due to cancelled travel plans, and more. Loans can be turned around in a matter of days. For more information, please visit https://www.jfla.org/coronavirus-loans

Tax Deadline Extension for Businesses and Individuals

The Franchise Tax Board (FTB) today announced updated special tax relief for all California taxpayers due to the COVID-19 pandemic. FTB is postponing until July 15 the filing and payment deadlines for all individuals and business entities for:

  • 2019 tax returns;
  • 2019 tax return payments;
  • 2020 1st and 2nd quarter estimate payments;
  • 2020 LLC taxes and fees; and,
  • 2020 Non-wage withholding payments.

Small Business Relief Payment Plans (California Department of Tax and Fee Administration)

Effective April 2, 2020, small business taxpayers, those with less than $5 million in taxable annual sales, can take advantage of a 12-month, interest-free, payment plan for up to $50,000 of sales and use tax liability.

Payment plan requests can be made through our online services system in the coming months. Please visit https://www.cdtfa.ca.gov/services/covid19.htm for updates and additional information.

Work Sharing Program

Employers experiencing a slowdown in their businesses or services as a result of the coronavirus impact on the economy may apply for the Unemployment Insurance (UI) Work Sharing Program. This program allows employers to seek an alternative to layoffs — retaining their trained employees by reducing their hours and wages that can be partially offset with UI benefits. Workers of employers who are approved to participate in the Work Sharing Program receive the percentage of their weekly UI benefit amount based on the percentage of hours and wages reduced, not to exceed 60 percent. Visit Work Sharing Program to learn more about its benefits for employers and employees, and how to apply.

Potential Closure or Layoffs

Employers planning a closure or major layoffs as a result of the COVID-19 can get help through the Rapid Response program. Rapid Response teams will meet with you to discuss your needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses. For more information, refer to the  Rapid Response Services for Businesses Fact Sheet (DE 87144RRB) (PDF) or contact your local America’s Job Center of CaliforniaSM.

Utility Company Relief Programs

Southern California Edison - Southern California Edison announced that it is suspending service disconnections for nonpayment and waiving late fees, effective immediately, for residential and business customers impacted by the COVID-19 emergency. For additional information, please visit   https://www.sce.com/residential/assistance?from=/billhelp

SoCal Gas – SoCal Gas is committed to helping customers experiencing hardships, including from the COVID-19. If in need of assistance, we encourage customers to call us at 1-800-427-2200. SoCal Gas is waiving late payment fees if your business is experiencing financial hardship due to COVID-19.

RESOURCES FOR WORKERS IMPACTED BY CORONAVIRUS PANDEMIC

Sick or Quarantined

If you’re unable to work due to having or being exposed to COVID-19 (certified by a medical professional), you can file a Disability Insurance (DI) claim. DI provides short-term benefit payments to eligible workers who have a full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week.

The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect DI benefits for the first week you are out of work. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim. For additional information, or to see if you qualify, please visit https://www.edd.ca.gov/Disability/Am_I_Eligible_for_DI_Benefits.htm

Caregiving  

If you’re unable to work because you are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional), you can file a Paid Family Leave (PFL) claim. PFL provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member or to bond with a new child. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim. To determine eligibility, please visit www.edd.ca.gov/Disability/Am_I_Eligible_for_PFL_Benefits.htm 

School Closures

If your child’s school is closed, and you have to miss work to be there for them, you may be eligible for Unemployment Insurance benefits. Eligibility considerations include if you have no other care options and if you are unable to continue working your normal hours remotely File an Unemployment Insurance claim and our EDD representatives will decide if you are eligible. 

Reduced Work Hours

If your employer has reduced your hours or shut down operations due to COVID-19, you can file an Unemployment Insurance (UI) claim. UI provides partial wage replacement benefit payments to workers who lose their job or have their hours reduced, through no fault of their own. Workers who are temporarily unemployed due to COVID-19 and expected to return to work with their employer within a few weeks are not required to actively seek work each week. However, they must remain able and available and ready to work during their unemployment for each week of benefits claimed and meet all other eligibility criteria. Eligible individuals can receive benefits that range from $40-$450 per week.

The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect UI benefits for the first week you are out of work. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.

Self-Employed

If you are self-employed, you may have benefits available from EDD employment insurance programs that you or your employer may have paid into over the past 5 to 18 months. You may have contributions from a prior job, or you could have been misclassified as an independent contractor instead of an employee. Apply for the benefit program that best fits your situation and include details about your employment to help us process your claim.

Visit Coronavirus 2019 FAQs and Self-Employed/Independent Contractor to learn more.

Moratorium on Evictions

Governor Gavin Newsom issued an Executive Order N-37-20 banning the enforcement of eviction orders for renters affected by COVID-19 through May 31, 2020. The order prohibits landlords from evicting tenants for nonpayment of rent and prohibits enforcement of evictions by law enforcement or courts. It also requires tenants to declare in writing, no more than seven days after the rent comes due, that the tenant cannot pay all or part of their rent due to COVID-19.

On March 19, 2020, the Los Angeles County Board of Supervisors issued a moratorium on residential and commercial evictions, retroactive to March 4, and effective through May 31, 2020. Importantly, the moratorium applies only to unincorporated areas of Los Angeles County (e.g. Quartz Hill, Littlerock, Lake Los Angeles). If you have questions about landlord-tenant issues, please visit the Los Angeles County Department of Consumer and Business Affairs online at rent.lacounty.gov, call (833) 223-RENT (7368) or email rent@dcba.lacounty.gov.

In an effort to minimize the spread of COVID-19 and prevent lasting economic damage to the City of Palmdale and surrounding community, the Palmdale City Council approved Resolution No. CC 2020-049. The resolution strongly encourages that during the period of local emergency declared in response to COVID-19, landlords and any residential or commercial tenants, comply with State of California Executive Order N-37-20 which prohibits evictions for nonpayment of rent.  

Credit Card Relief

A variety of credit card issuers including American Express, Bank of America, Capital One, and Chase, just to name a few, have begun to roll out assistance programs for cardholders who may be financially affected by the outbreak. Several issuing banks have also released statements regarding their ongoing monitoring and response for customers. For additional information on what assistance may be available, please contact your bank or credit card customer care representative.

Utility Company Relief Programs

Southern California Edison - Southern California Edison announced that it is suspending service disconnections for nonpayment and waiving late fees, effective immediately, for residential and business customers impacted by the COVID-19 emergency. For additional information, please visit https://www.sce.com/residential/assistance?from=/billhelp

SoCalGas 

SoCalGas launched the SoCalGas campaign for customers facing financial hardship du to COVID-19. If you have recently lost your job, even if you are receiving unemployment benefits, you may qualify for 20% off your natural gas bill with our CARE program. It only takes a few minutes to apply and no additional documentation is required. To apply or to see if you qualify, please click here. SoCal Gas also offers additional assistance like the Gas Assistance Fund and Medical Baseline Allowance programs. For additional information regarding additional assistance programs, please visit https://www.socalgas.com/save-money-and-energy/assistance-programs.

Palmdale Water District

The Palmdale Water District has suspended water shut offs. We understand this is a difficult time for all of us and know that water is critical during the pandemic. We urge everyone to stay healthy by washing their hands for 20 seconds or more throughout the day to ward off the virus. For additional COVID-19 related information, please visit https://www.palmdalewater.org/about/covid-19-info/.

PRIVATE OR NON-PROFIT COMPANIES OFFERING ASSISTANCE

Small Business Relief Initiative (GoFundMe.org)

Small businesses that have been negatively impacted by the coronavirus crisis can sign up on GoFundMe to start a fundraiser to benefit their small business. Local community members are able to search small business relief fundraisers on GoFundMe to find favorite small businesses they’d like to support. If a small business raises $500 on their GoFundMe and meets eligibility criteria listed below, they may be considered to receive a $500 matching grant from the Small Business Relief Fund.

Small Business Grants Program (Facebook)

Facebook is offering $100M in cash grants and ad credits to help during this challenging time. Up to 30,000 eligible small businesses in more than 30 countries where Facebook operates will be able to receive the grant. To be eligible to apply, you must:

  • Have between 2 and 50 employees
  • Have been in business for over a year
  • Have experienced challenges from COVID-19
  • Be in or near a location where Facebook operates (Los Angeles Metro Area is included)

More information coming soon. Sign up at https://www.facebook.com/business/boost/grants to get additional information once it’s available. 

Startup Relief Fund (Lurn)

This grant is for anyone in the Entrepreneurship community. You may have an existing business being impacted by COVID-19 or you may be studying Entrepreneurship (currently having a full-time job). If you’ve lost your income, lost your job and are in serious short-term need - please let us know below. We are considering anyone who urgently needs money for groceries, gas, medications, transportation and other necessities.

Due to an overwhelming demand, we are currently not accepting new applications, please stay tuned to https://fund.lurn.com/ and check back frequently to see when applications are open again.

Bartender Emergency Assistance Program

In order to qualify for grant assistance from the Bartender Emergency Assistance Program, the recipient must satisfy all the following requirements:

  1. Be a Bartender or the spouse or child of a Bartender. The Bartender Emergency Assistance Program defines a “Bartender” as an individual employed in serving beverages or otherwise engaged in the production, promotion or distribution of alcoholic beverages. An individual is considered “employed” as a Bartender if, for not less than one year prior to the application, the individual performed services as a Bartender on a regular full- or part-time basis or, if the catastrophic event or emergency hardship giving rise to the application prevents the individual from performing such services, for not less than one year prior to the event or hardship the individual performed services as a Bartender on a regular full- or part-time basis.
  2. Experience a catastrophic event or emergency hardship that is:
    • Identifiable and described in detail in the application;
    • Damaging to the person or property (e.g., loss of life, health, or property);
    • Sudden and precipitous rather than gradual or progressive;
    • Unexpected, unanticipated, unforeseen, unintended, or unplanned; and
    • Unusual and not normally occurring in the ordinary course of day-to-day living.
  3. Lack the necessities of life, including financial, physical, mental, or emotional well-being as a result of the catastrophic event or emergency hardship.
  4. Provide tangible documentation of the catastrophic event or emergency hardship.

    For additional information, please visit https://www.usbgfoundation.org/beap or you can apply by clicking here.

Price Relief Fund (MailChimp)

MailChimp is offering $10 million worth of service for existing customers who want to continue using Mailchimp’s platform but need some financial support during this period. Current customers who have 25 or fewer employees in categories including restaurants and hospitality; brick and mortar retail; travel and leisure; entertainment; health, beauty, and wellness; and other select Main Street businesses are eligible for up to three months of free Mailchimp service. Eligible small business customers can fill out this form to request funding.

Writer’s Emergency Fund (Pen America)

PEN America will distribute grants of $500 to $1,000 based on applications that demonstrate an inability to meet an acute financial need, especially one resulting from the impact of the COVID-19 outbreak. We have developed a new streamlined process for the duration of this crisis and expect to be able to review and respond to applications within 10 days.

To be eligible, applicants must be based in the United States, be a professional writer, and be able to demonstrate that this one-time grant will be meaningful in helping them to address an emergency. The fund is limited, and not every application can be supported.

The Writers’ Emergency Fund is intended to assist fiction and non-fiction authors, poets, playwrights, screenwriters, translators, and journalists. The following guidelines are used in evaluating professional credentials:

  • Publication of one or more books.
  • Multiple essays, short stories, or poems in literary anthologies or literary journals (either online or in print) in the last two years.
  • A full-length play performed in a theater of more than 250 seats by a professional theater company. Productions in academic settings qualify if not a student at the time of the production.
  • Employment as a full-time professional journalist, columnist, or critic or a record of consistent publication on a freelance basis in a range of outlets during the last two years.
  • Contracted forthcoming books, essays, short stories, poems, or articles for which the name of the publisher can be provided.
  • Other qualifications that support the applicant’s professional identity as a writer.

For additional information, please visit https://pen.org/writers-emergency-fund/ or you can click here to apply.

Restaurant Employee Relief Fund (National Restaurant Association)

Through the Restaurant Employee Relief Fund, the National Restaurant Association will provide grants to restaurant industry employees who have been adversely impacted by COVID-19 financially, whether through a decrease in wages or loss of employment that results in a lack of resources to pay for essential expenses.

Grants will be awarded as soon as possible to those individuals who meet the prescribed eligibility criteria, as reviewed and verified by the National Restaurant Association Educational Foundation (NRAEF). Subject to the availability of funds contributed to the Fund, a one-time grant of $500 will be disbursed directly to the applicant following NRAEF’s review and confirmation that their submitted application meets the prescribed guidelines. Awards will be limited to one grant per person.

*Information provided by Entrepreneur.com 

If you have any questions, please feel free to contact Luis Garibay at (661) 267-5162 or via email at lgaribay@cityofpalmdale.org. Please note that this information is current as of the publication. For up-to-date information regarding available resources, please visit www.cityofpalmdale.org/Coronavirus.

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